Best Personal Loan Rates of 2023

When it comes to finding the best personal loans, there are many options to choose from. With so many lenders and loan types available, it can be difficult to know where to start. In order to find the right loan for your needs, it’s important to understand the different types of personal loans and their features.

Whether you’re looking for a loan to cover unexpected expenses, pay off high-interest debt, or finance a big purchase, there’s a personal loan out there that can help. Before applying for a loan, it’s important to compare interest rates, repayment terms, and other loan features to ensure you’re getting the best deal possible.

So, what are you waiting for? Start your search for the best personal loan today!

Lender	Estimated APR	Min. Credit Score	Available Terms	Monthly Payment
	7.74%-17.99% Estimated APR	650 Min. Credit Score	1- 5 Years Available Terms		Apply now Expand Details
7.74%- 17.99% APR range Loans up to $50K Loan amounts 650 Min. credit score Repayment Terms 1- 5 Years Repayment Terms Highlights of SoFi Personal Loans Origination Fees. PenFed credit union does not charge any origination fees. Time to fund after approval Funds are available as early as next day depending on the method selected. Loan Term The loan term can very from 2 to 7 years. Early Payoff Penalty It does not charge early payoff penalty. How To Apply With SoFi, it’s simple to apply for loans online. With low rates and no fees, even the math is simple. Find Your Best Fit- Check your rate without affecting your credit score Loan Selection- Select from multiple pre-approved offers Receive Your Funds- Receive your money in 1-2 business days after verification
	8.99%-35.99% Estimated APR	600 Min. Credit Score	3- 5 Years Available Terms		Apply Now Expand Details
8.99%- 25.99% APR range $2K- $50K Loan amounts 600 Min. credit score Repayment Terms 3- 5 Years Repayment Terms Highlights of SoFi Personal Loans Origination Fees. It does charge any origination fees or late fees. Time to Fund After Approval it takes 1 – 3 business days. Loan Term The loan term can very from 3 to 5 years. Loan Availability Loans not available in Iowa, Vermont, West Virginia or Washington, D.C. How To Apply Three simple steps could get you your loan. Find your best fit- Examine your budget, read reviews, and learn about our loan types to find the one that’s best for you. Apply for a loan- Gather your financial information and fill out an easy online application. Get offers- Within minutes, see if you have any personal loan offers.
	8.99%-23.43% Estimated APR	None Min. Credit Score	2- 7 Years Available Terms		Apply Now Expand Details
8.99%- 23.43% APR range $5K- $100K Loan amounts None Min. credit score Repayment Terms 2- 7 Years Repayment Terms Highlights of SoFi Personal Loans Origination Fees. SoFi does not charge any origination fees or late fees. Same-Day funding Get your loan funds as quickly as the same day your loan is approved. Loan Term The loan term can very from 2 to 7 years. Unemployment Protection Amet consectetur viverra dictumed laoreet vesti bulum ullamcorper. How To Apply With SoFi, it’s simple to apply for loans online. With low rates and no fees, even the math is simple. Pre-Qualification- Identify the rate for which you are eligible in 60 seconds without making a commitment. Loan Selection- Get personalized loan options with SoFi. View your qualified loan options, with interest rates and term lengths ranging from 2-7 years. Complete your application- When you’re ready, use the SoFi loan consultants to finish your online loan application. Receive your funds- After you sign the paperwork, the money will be wired to your account as soon as the same day.
	5.99%-23.99% Estimated APR	660 Min. Credit Score	2- 12 Years Available Terms		Apply now Expand Details
5.99%- 23.99% APR range $5K- $100K Loan amounts 660 Min. credit score 2- 12 Years Repayment Terms Highlights of SoFi Personal Loans Origination Fees LightStream does not charge any origination fees. Late Fees No late fees for borrowers, but late payments lead to higher interest. Loan Term The loan term can very from 2 to 12 years. Same-Day funding Get your loan funds as quickly as the same day your loan is approved. How To Apply With LightStream, apply for personal loan in minutes. Have funds in your account as soon as today. Fill out personal information Formally send in an application and await approval. Sign loan agreement and get your money.
	6.7%-35.99% Estimated APR	300 Min. Credit Score	3- 5 Years Available Terms		Apply now Expand Details
6.7%- 35.99% APR range $1K- $50K Loan amounts 300 Min. credit score 3- 5 Years Repayment Terms Highlights of Upstart Personal Loans Low Rate 43.2% lower rates as compared to a credit score-only model. Borrowers New to Credit Only 5% of the late payment amount or $15, whichever is greater Loan Term The loan term can very from 3 to 5 years. Borrowers New to Credit Upstart offers loans to borrowers without a long credit history. How To Apply Upstart uses an artificial intelligence (AI) platform to evaluate applicants, making the lending process quicker and more accessible. With competitive rates and flexible terms, Upstart can help you achieve your financial goals. Check your rate- Without affecting your credit score, check your rate. Choose your loan- Choose your desired personal loan amount and loan term. Get funded- 99% of personal loan funds are transferred within 1 business day of signing