Top Credit Cards in 2021

Rewards Offer

• Earn up to $50 in statement credits for hotel stays booked through Chase Ultimate Rewards each account anniversary year.
• Earn 5x as many points overall when you book travel through Chase Ultimate Rewards, but only if you stay at a hotel that is eligible for the $50 Annual Ultimate Rewards Hotel Credit.
• Earn 2x on all additional travel purchases.
• Earn 3xas many points when you eat, including takeaway, delivery, and dining out.
• Earn 3x as many points when you buy groceries online (target, Walmart, and wholesale clubs excluded).
• Get 3x the points on some streaming services.
• Get 25% more value when redeemed for travel.
• If you activate by December 31, 2024, you’ll receive free access to DashPass, which enables $0 delivery fees and lower service fees for a minimum of one year.

Recommended Credit

• Card requires a good credit score, which means 690 or higher.

Travel Coverage

• Insurance for trip cancellation or interruption Your pre-paid, non-refundable travel expenses, such as passenger fares, tours, and hotels, can be reimbursed up to $10,000 per person and $20,000 per trip.
• Delay in Baggage reimburses you up to $100 per day for five days for required like clothing and toiletries if a passenger carrier’s baggage delay exceeds six hours.
• You and your family are covered for unreimbursed expenses up to $500 per ticket if your common carrier travel is delayed for more than 12 hours or requires an overnight stay.

Purchase Coverage

• Covers new purchases against damage or theft for 120 days, up to $500 per claim and $50,000 per account.
• Extends the time period of the manufacturer’s warranty in the United States by one year for eligible warranties of three years or less.

APR & Annual Fee

Rewards Offer

• Earn 4X Membership Rewards Points at restaurants in the United States, plus takeaway and delivery.
• Earn 3X Membership Rewards points when you book flights directly with airlines or through amextravel.com.
• Earn 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com.
• Earn 4X points at US supermarkets on purchases up to $25,000 per calendar year, then 1X points the rest of the year.
• Enjoy up to $120 in Uber Cash annually with your Gold Card.
• Get up to $120 in annual dining credits for eligible restaurants.
• Get a $100 hotel credit to spend on qualifying dining, spa, and resort activities.

Global Assist Hotline

• Global Assist Hotline is on hand for 24/7 emergency assistance and coordination services whenever you travel more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Charges made by outside service providers are the responsibility of Card Members.

Baggage Insurance Plan

• Get baggage insurance In addition to the coverage offered by the Common Carrier, coverage can be provided for carry-on bags up to $1,250 and checked bags up to $500. There is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip for residents of New York State. Term Apply.

Car Rental Loss and Damage Insurance

• You can be covered if the car is damaged or stolen when you reserve and pay for your rental car using your American Express Gold Card and decline the collision damage waiver at the rental car counter. Because it comes into effect second to your personal auto insurance, this coverage is secondary. Term Apply.

Pay with Points

• You can use Membership Rewards points to travel to locations all over the world. When you make a reservation on AmexTravel.com, use points to pay in full or in part for your flights and prepay hotels.

APR & Annual Fee

Cash Back Offer

• Unlimited 1.5% cash back on every purchase.
• Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

APR & Annual Fee