In times of financial need, joint personal loans offer a viable solution for couples and partners looking to borrow funds together. Whether it’s for home renovations, consolidating debt, or funding a major purchase, joint personal loans provide flexibility and convenience. To help you navigate the plethora of options available, we’ve curated a list of the best joint personal loans, highlighting key features and benefits.
Minimum Credit Score: 670
Loan Amount: Up to $50,000
APR Range: 14.99% – 23.74%
Chase Bank’s Freedom Unlimited Credit Card offers a compelling joint personal loan option for eligible borrowers. With a minimum credit score requirement of 670, couples can access funds up to $50,000 at competitive APR rates ranging from 14.99% to 23.74%. Plus, cardholders can enjoy additional perks such as cashback rewards on purchases, making it an attractive choice for dual applicants.
Minimum Credit Score: 680
Loan Amount: Up to $40,000
APR Range: 13.99% – 25.99%
Wells Fargo’s Propel American Express Card is another excellent option for joint personal loans. With a minimum credit score requirement of 680, couples can qualify for loans of up to $40,000 at competitive APR rates ranging from 13.99% to 25.99%. Additionally, cardholders can benefit from rewards points on eligible purchases, adding value to their borrowing experience.
Minimum Credit Score: 700
Loan Amount: Up to $60,000
APR Range: 13.99% – 23.99%
Bank of America’s Cash Rewards Credit Card stands out as a top choice for joint personal loans, offering generous borrowing limits and competitive APR rates. With a minimum credit score requirement of 700, couples can secure loans of up to $60,000 with APR rates ranging from 13.99% to 23.99%. Additionally, cardholders can enjoy cashback rewards on eligible purchases, enhancing their borrowing experience.
Minimum Credit Score: 690
Loan Amount: Up to $35,000
APR Range: 11.99% – 22.99%
Discover’s it Cash Back Credit Card rounds up our list of the best joint personal loans, offering attractive terms and benefits for eligible applicants. With a minimum credit score requirement of 690, couples can access loans of up to $35,000 at competitive APR rates ranging from 11.99% to 22.99%. Moreover, cardholders can earn cashback rewards on eligible purchases, making borrowing a rewarding experience.
Conclusion
Joint personal loans provide a convenient and flexible financing option for couples and partners. By exploring the best joint personal loans offered by leading credit card companies like Chase Bank, Wells Fargo, Bank of America, and Discover, borrowers can find the perfect solution to meet their financial needs while enjoying competitive rates and valuable rewards.
